Type of Loans Requiring a Notary Signing Agent

1. Refinance - Homeowner refinances their loan on a primary residence, vacation home or second property (this is usually to get a lower interest rate on your current loan)

2. Purchase - Sale or purchase of property; notary can assist buyer, seller or both

3. HELOC - Home Equity Line of Credit; revolving line of credit secured by the property

4. Commercial - for real property owned by a business, legal entity or corporation

5. Construction Loan - Temporary loan to build a home or structure. Once complete, converts to a traditional mortgage

6. Reverse Mortgage - Type of loan obtained by a person 62 years or older whose home is paid off. Lender makes a payment as a lump sum/line of credit/monthly payment to the borrower. Repayment is postponed as long as the person lives in the home.

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